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Cash safe: A safe haven for the family silver

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Protecting portable valuables and hard-to-trace cash requires robust security solutions. Safety Storage Centre helps you choose the right cash safe by guiding you through the things to think about when looking to keep family silver in the family, and shows the models which offer that protection.

The best part of 100 years ago, a nationally-known businessman made a philanthropic gesture to a club in his home town by giving a silver rose bowl to be competed for annually.

Family Silver

It was, indeed still is, a magnificent thing, almost a foot wide and decorated with beautiful chased decoration, his name and the date; a tribute to the craftsman who made it. After a few years the club decided it was too valuable to spend all year in the home of whoever won it, so it went into the bank for safe keeping, coming out once a year to be presented.

And that’s how the arrangement stayed for decades, during which time the trophy has become a piece of social history. But in the last few years the security climate has changed, and the banks have stopped providing safety deposit boxes; no longer will people be able to rest easy knowing that their valuables are as safe as money in the bank.

New thinking on the security safe

As far back as three years ago some of the high street banks such as Barclays, Lloyds, and NatWest have closed their safety deposit box service to new customers, although some were allowing existing users to remain. Recently HSBC deposit boxes have become unavailable. It’s not a problem only restricted to the UK; it’s around the world.

But if the service is ultimately withdrawn completely from every bank, what then for owners of irreplaceable valuables like the club rose bowl, Grandma’s jewellery or the family silver. Selling the valuables is one option to remove the worry of security provision, but I’d suggest that’s unthinkable. Quite apart from merely moving the security issue and its associated worry elsewhere, it’s just another way of a club or individual losing their heritage.

A much better option is to do it yourself by investing in a cash safe and keeping valuables at home. But it’s not simply a case of rushing out and buying a product, even though it may look as though they all do much the same thing. Care is needed in its selection.

Choosing security safes

As I’ve advocated before on this blog, selection of the right safe should start with what’s to be stored in it. You’ll need to think about:

  • How big it is. It doesn’t matter Cash Safehow good the safe is if what you’re trying to protect is just too big to fit inside
  • What its worth. Safes have ratings based on the value of the cash or jewellery to be stored inside. They must be clearly shown in any product description. Bear in mind that some things have a sentimental value over and above how much money they’re worth, so you’ll need to take account of that too
  • Its resistance to attempts at burglary. Different ‘strengths’ are available. Look for one appropriate to your valuables. Numbers start at S0 and go up to S6; the higher the number, the stronger the safe
  • Anything else you might need to store. You’ve invested in a safe; it would be foolhardy not to maximise its value in use
  • Where you’ll keep it. To be really effective, cash safes needs to be bolted to the wall or floor. It’s not uncommon for thieves to take the safe away without opening it, so they can do that at their leisure. We’d advocate installation by experts, and we can provide that service
  • How it locks. Models come with keys, combinations or even biometric locks that need your fingerprint to open them. The latter group, including this cash safe, offers protection for valuables worth up to £100,000

Tell your insurance company

We’d also urge you to get in touch with your insurance company to be quite clear that you’ve added significantly to the value of your house contents. Some companies could insist you have appropriate secure storage before granting cover. And whilst you’re looking at that, check that the premium covers you for taking the item out of the home.

You might also like to consider the use of cash safes as part of a wider security solution including intruder alarms and CCTV systems, creating multi-layer protection for your home and valuables.

All of the cash safe product pages at the Safety Storage Centre have more detailed information to help guide you through the selection process. We’d advise getting the right specification for your valuables, and remember that it’s not as easy to get into a safe as it often appears to be in films!

Click to visit our full range of cash safes.

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